Daily Almanac for Friday, September 2, 2022

On this date in 1969, the First ATM in U.S. debuted, Rockville Centre, N.Y. Here is an Automated teller machine, An NCR Personas 75-Series interior, multi-function ATM in the United States. 2003 photo. By Rfc1394 at English Wikipedia, Public Domain, https commons.wikimedia.org


An automated teller machine (ATM) or cash machine (in British English) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, balance inquiries or account information inquiries, at any time and without the need for direct interaction with bank staff.

ATMs are known by a variety of names, including automatic teller machine (ATM) in the United States (sometimes redundantly as “ATM machine”). In Canada, the term automated banking machine (ABM) is also used, although ATM is also very commonly used in Canada, with many Canadian organizations using ATM over ABM. In British English, the terms cashpointcash machine and hole in the wall are most widely used. Other terms include any time moneycashlinetyme machinecash dispensercash cornerbankomat, or bancomat. ATMs that are not operated by a financial institution are known as “white-label” ATMs.

Using an ATM, customers can access their bank deposit or credit accounts in order to make a variety of financial transactions, most notably cash withdrawals and balance checking, as well as transferring credit to and from mobile phones. ATMs can also be used to withdraw cash in a foreign country. If the currency being withdrawn from the ATM is different from that in which the bank account is denominated, the money will be converted at the financial institution’s exchange rate. Customers are typically identified by inserting a plastic ATM card (or some other acceptable payment card) into the ATM, with authentication being by the customer entering a personal identification number (PIN), which must match the PIN stored in the chip on the card (if the card is so equipped), or in the issuing financial institution’s database.

According to the ATM Industry Association (ATMIA), as of 2015, there were close to 3.5 million ATMs installed worldwide. However, the use of ATMs is gradually declining with the increase in cashless payment systems.


Question of the Day

How long ago did aluminum cans start having pop tops on them?

In 1963, a patent for a rivet device made these kinds of cans possible to produce. The patent was obtained by Ermal Fraze.

Advice of the Day

Soften butter quickly by grating it.

Home Hint of the Day

Clean windows with a mixture of 1 part white vinegar and 10 parts warm water.

Word of the Day

Cirrostratus cloud

Thin white cloud that resembles veils.

Puzzle of the Day

The Empire State.(Name the U.S. state!)

New York


  • Albert Spalding (baseball player) – 1850
  • Cleveland Amory (author of The Cat Who Came for Christmas) – 1917
  • Peter Ueberroth (businessman) – 1937
  • Terry Bradshaw (football player) – 1948
  • Christa McAuliffe (selected to be the first teacher in space) – 1948
  • Mark Harmon (actor) – 1951
  • Keanu Reeves (actor) – 1964
  • Salma Hayek (actress) – 1966
  • Erin Hershey Presley (actress) – 1976


  • J. R. R. Tolkien (author) – 1973
  • Troy Donahue (actor) – 2001
  • Bob Denver (actor) – 2005


  • Great Fire of London began– 1666
  • Congress established the United States Department of the Treasury– 1789
  • The first issue of McCall’s magazine was published. The magazine had previously been called Queens Magazine and Queen of Fashion– 1897
  • Vice President Theodore Roosevelt uttered the famous phrase, Speak softly and carry a big stick at the Minnesota State Fair– 1901
  • Japan surrendered formally at ceremonies held aboard the battleship Missouri, to end World War II– 1945
  • First ATM in U.S. debuted, Rockville Centre, N.Y.– 1969
  • Charles Burton started 3-year pole-to-pole expedition– 1979
  • The long awaited chess rematch between Bobby Fischer and Boris Spassky began in Yugoslavia– 1992
  • Diana Nyad completed a two-day, two-night swim from Cuba to Florida and became the first person to accomplish the feat unaided by a shark cage– 2013


  • Denver had its earliest measurable snow, 4.2 inches– 1961
  • Hurricane Frances caused 2.5 million Florida residents and vacationers to flee the state. It was the biggest evacuation ever ordered in Florida– 2004

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